Banca de DEFESA: TAMIRES LORDELO CONCEIÇÃO COSTA

Uma banca de DEFESA de MESTRADO foi cadastrada pelo programa.
DISCENTE : TAMIRES LORDELO CONCEIÇÃO COSTA
DATA : 21/10/2019
HORA: 08:00
LOCAL: Escola de Administração
TÍTULO:

Social Currency of the Community Development Banks: Analysis of the alternative monetary circuit of social currencies

PALAVRAS-CHAVES:

Community Development Banks. Social currencies. Territory.

PÁGINAS: 94
GRANDE ÁREA: Ciências Sociais Aplicadas
ÁREA: Administração
RESUMO:

This dissertation aims to understand the dynamics of the monetary circuits of social currencies in two territories in the Northeast of Brazil. To reach this, we study two cases as units of analysis, through a qualitative, descriptive and exploratory approach, in order to map aspects of the social currency experiences and their territories. A general survey of the experiences of the Northeast region was conducted through interviews with 21 Community Development Banks, CDBs, among the 52 existing at the time of this research. These interviews took place during the CDBs Network Project Evaluation Meeting, at the School of Administration at UFBA. After the survey, two experiences were relevant, with great potential to contribute to the research because they have a large volume of social currency in circulation in the territory: Banco dos Cocais / PI and Banco Rede Opala / PI. Field visits took place at two different moments in each of the chosen cities, and 85 semi-structured questionnaires were applied to each of them. Regarding data analysis, a detailed mapping of the alternative monetary circuit that was created in each selected territory was undertaken. For this, Ucinet and Netdraw software were used for database assembly and network design, respectively. They allowed the identification of the actors involved and the directions of currency flows between them. The results obtained through this research suggest the confirmation of their initial assumption that social currencies have the potential to influence and boost local economies, promoting territorial development, as they constitute a potential instrument of local economic development alternative to the dominant financial logic, therefore, they can be considered as an innovative monetary practice that stimulates new collective actions and restores the agents' ability to influence the flows of the local economy. They also point out that the contextual aspects of each territory mean that the performance of each CDBs and their respective social currencies may have different effects and interfere in the dynamics of the monetary circuits of social currencies. At this juncture, in the city of São João do Arraial, with about 50,000 Cocais in circulation, in a territory of 7,000 inhabitants, the importance of the social currency and the Community Bank in the local economy and in the daily lives of its residents is notorious. An important aspect in this context is the lack of conventional banks in the city and Banco dos Cocais is the only correspondent bank. This same aspect, in the city of Pedro II, proves to be an inhibitor of the flow of social currency circulation, since the municipality has conventional bank branches and most of the residents interviewed, from the city of 45 thousand inhabitants, say they do not feel the need to use CDB services and trade social currencies. It is considered, therefore, that in a larger territory the impact in terms of quantity, when it comes to the volume of money, is smaller and the circuit is shorter. Still in Pedro II, it was noticed that the monetary circuit becomes short among users. It should be noted that, according to the research findings, social currencies cannot be considered as just a means of economic exchange, their methodology is allied to a fairer local development, in which their benefits and losses can be more evenly distributed.

MEMBROS DA BANCA:
Presidente - 1493904 - ARIADNE SCALFONI RIGO
Interno - 1095733 - GENAUTO CARVALHO DE FRANCA FILHO
Externo à Instituição - IVES ROMERO TAVARES DO NASCIMENTO - UFCA