Banca de DEFESA: JADSON DA SILVA DANTAS

FINANCIALIZATION AND MY HOUSE MY LIFE PROGRAM: ROLE OF THE STATUS IN BRAZILIAN HOUSING POLICY (2009-2019)

Financialisation, Housing Policy, My Home My Life Program

This paper presents the debate on the phenomenon of financialization in the context of changes
in contemporary capitalism, with a focus on the financialization of housing policy. The multiple
faces of the concept of financialization and its implications as the phenomenon varies spatially,
especially in the area of housing, are exposed. The locus of the research is Brazil and, to this
end, the evolution of Brazilian housing policy is presented and the issue is focused on the Minha
Casa Minha Vida Program (PMCMV), as well as discussing the characteristics that can define
it as a financialized program that promotes the fragmented insertion of the population, in terms
of access to decent housing. The methodology of this work consists of bibliographical research
and analysis of secondary data that seeks to evaluate the performance of the Program in the first
decade of its implementation. This approach is important as it sheds light on how the policy
agenda is developed and reflects an understanding of the problem, given its limits and
successes. It emerges that the PMCMV has failed to act on the housing deficit or promote access
to the city, although it has made some progress in this area.